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30 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.048%  1.250%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.557%  0.500%
5 Year Adjustable Rate
 Rate  APR  Points
 3.750%  3.483%  1.000%

Actual interest rates and
APR's may vary based on
credit history.

Assumptions






IMAGE
Dan Zimmerman
Real Estate Loan Representative

2360 E. Bidwell Street
Suite 100
Folsom, CA 95630

Office: (916) 817-3916
Fax: 916-983-8136
Email: dzimmerman@thatsmybank.com
Business Hours: Business Hours: 8am - 5pm Monday through Friday, evenings and weekends by appointment

Buying a home is one of the biggest decisions people make. I’m personally committed to providing friendly, individualized attention to every client. I’ll help you choose the best loan, whether you’re financing your first home, refinancing your existing home, or moving up to your dream home. First Northern Bank has helped make the dream of home ownership come true for generations. Our decisions are made locally by people you know and can trust.

I specialize in real estate purchases (new, existing or short sales) and refinancing. I also have expertise in lot loans, residential construction loans and country home or rural residential mortgages.
Read more about Dan.

Key Benefits
Personal Assistance
Please call or email me should you have any questions, or wish to discuss your options further.
Quick Turnaround
We can provide your loan decision in minutes (rather than days or weeks).
Free Pre-Qualifications
We offer free pre-qualifications so you can shop for your home knowing what you can afford.
Information and Resources
We offer a variety of loan options, including fixed rate and adjustable rate mortgages. To help you make an informed decision, we offer easy-to-understand explanations of each program on our site…and I am always just a call or email away to assist you!


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